GENOA — GenoaBank, a locally-owned, independent, community bank, has been awarded the highest possible
rating – Five Stars “Superior” – from the nation’s leading independent bank-rating firm BauerFinancial.

Five-Star Superior rating signifies that the bank is one of the strongest financial institutions in the
nation and is safe, financially sound and operating above its regulatory capital requirements, according
to a press release.
To earn the rating, GenoaBank needed to report not only impressive capital levels, but also a strong loan
portfolio with negligible levels of delinquent loans, as well as other positive financial criteria.
“It is an honor to be recognized by BauerFinancial as one of its strongest community banks within
Northwest Ohio. We are proud to have been recognized with a consistent 5-Star rating, and will continue
to work hard to perform at this level for our shareholders and customers alike,” said Martin P. Sutter,
Chairman, president/chief executive officer of GenoaBank. “In addition, we are extremely proud of our
employees for their contribution that earned this recognition.”
GenoaBank, founded in 1902, is now in its second century of providing a broad range of banking services
to business and private customers in Lucas, Wood, Ottawa, and Sandusky counties. The bank has assets of
$370 million and operates branch offices in Genoa, Elmore, Maumee, Millbury, Oregon, Port Clinton,
Rossford, Sylvania and downtown Toledo.