PERRYSBURG – Rachael and William Duvall have saved for six years. They’ve done the research, and like
most first-time home buyers, they have a lot of questions.
Re/Max realtor Vicki Sedlak has the answers and she’s not shy about sharing.
"Everybody has a thing," Sedlak said. "Real estate is my thing."
Sedlak shared her thing with the Duvalls and other buyers at the First Time Home Buyer Seminar Feb. 19 in
Perrysburg.
Four other real estate professionals joined Sedlak and together they laid out the ABCs of home-buying.

"I asked my friends who I trust to come in and talk," she said. "In the end, we’re hoping
we help save people a lot of money."
The first step to finding that new home is easy – find an agent.
Having that person in a buyer’s corner can help ease the new process.
"It’s nice to have somebody you can call," she said. "If you go away with anything today,
it’s ‘get a home agent.’"
That agent can narrow down homes in the buyer’s area based on personal preferences like taxes, school
districts, number of bedrooms and proximity to parks and shopping.
These people are also on hand to crunch some numbers and let their clients know if they can afford their
dream home.
"Generally if you pay rent, you can afford to pay a mortgage," she said.
After deciding they can pay a mortgage, buyers can turn to people like Waterford Mortgage Loan Officer
Todd Roth.
Roth gives buyers one of the most important house-hunting numbers