(BPT) - Planning your next vacation may not be at the top of your to-do list right now, but savvy travelers know that maximizing your future travel perks starts with a great rewards credit card.
Use this article as a checklist while you’re on the hunt for a new travel rewards credit card.
Tip 1: Ditch annual fees
To help get more bang for your buck, choose a card that doesn’t have an annual fee. Some cards can charge an annual fee of more than $100. Do yourself a favor, avoid an annual fee and treat yourself to room service!
Extra credit if you can find a card that also doesn’t charge a foreign currency conversion fee. This is a great feature for those who like to travel abroad.
Tip 2: Get rewarded for everyday spending
Look for a card that has the traveler in mind and one where virtually every swipe or tap of your card gets you closer to earning reward nights. Even though you may not be traveling right now, just a trip to the grocery store and other everyday purchases can help you get closer to earning reward nights for your next trip.
Tip 3: Prioritize flexibility
Find a card that gives you options! Oftentimes people will sign up with one specific travel partner, such as a hotel, airline or rental car chain. This limits the scope of your vacation if that partner isn’t located in your favorite beach town or if you’d rather stay in a lake house, cabin or villa. Select a card that gives you the freedom to stay your way, meaning you won’t have to book at the same place every time.
Recommended pick: The Hotels.com® Rewards Visa Credit Card checks the box on all of the above, and more.
Hotels.com already has one of the most rewarding loyalty programs in travel, allowing you to earn reward nights while bouncing between brands and even when staying at non-chain properties. Now the company just introduced its first-ever credit card, where virtually every purchase gets you closer to your next escape.1 The no-annual-fee2 card makes it easy to spend now and travel later. With over half a million properties in over 200 countries and territories around the world, you can earn rewards nights faster and easier than ever before.3
Credit card is subject to credit qualification
1 Hotels.com® Rewards Visa® Credit Card cardholders will earn one stamp in the Hotels.com Rewards program for every $500 spent in net purchases (purchases minus returns and credits) using your Hotels.com Rewards Visa Credit Card. You must have an open and active Hotels.com Rewards membership in which you are earning stamps in US dollars in order to earn stamps with your Hotels.com Rewards Visa Credit Card. Hotels.com may charge a redemption fee for each reward night redeemed. This fee will not be charged for Hotels.com Rewards Visa Credit Card cardholders if your card account is open at the time of redemption. ATM transactions, cash advances of any kind, balance transfers, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees are not considered purchases and do not earn stamps. If your Hotels.com Rewards membership is closed for any reason and you retain your Hotels.com Rewards Visa credit card, you will no longer earn stamps. Refer to the Hotels.com Rewards Visa Credit Card Rewards Program Agreement Terms and Conditions for additional details.
2 There is a variable APR of 16.49% to 24.49% for purchases and balance transfers. There is a cash advance APR of 24.74%. These APRs will be based on your creditworthiness and will vary with the market based on U.S. Prime Rate. Minimum interest charge will be no less than $1.00. A balance transfer fee of either $5 or 5% of the amount of balance transfer, whichever is greater, applies. A cash advance fee of either $10 or 5% of the amount of each advance, whichever is greater, applies. This information about the cost of the credit card account described here is accurate as of 06/15/2020. To find out what may have changed, call 1-877-209-2971. The Hotels.com® Rewards Visa® Credit Card is issued by Wells Fargo Bank, N.A.
3 When you book and stay 10 nights at a Hotels.com® Rewards eligible property, you will earn one (1) reward night at a Hotels.com Rewards eligible pre-pay property. The maximum value of the reward night is the average daily rate of your 10 stamps collected, excluding taxes and applicable fees. The value of your reward night does not count towards any taxes or fees. You may pay the difference if you choose a room that costs more than the value of your reward night. Package bookings and bookings made using a coupon do not qualify. Although a $5 redemption fee applies to certain bookings, that fee is waived for Hotels.com® Rewards Visa® Credit Cardholders. See the Hotels.com Rewards Terms and Conditions for complete details.